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A step-by-step guide to property investing

Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on.

If you’re considering an investment property purchase, we’ve put together a simple guide to help you get started. Let’s dive in.

Step 1: Formulate an investment strategy

The wonderful thing about property investing is that it opens your world up to different ways to potentially build your wealth.

Some common strategies include:

Each strategy comes with its own pros and cons, so it’s a good idea to speak to your financial advisor or accountant about which is right for you.

Step 2: Set your budget

Before you start browsing, it’s important to understand what you can afford to buy. Some of the costs you’ll need to consider when setting your budget include:

Initial costs Ongoing costs

Step 3: Do your research

The key to buying the right investment property is to spend plenty of time researching.

You’ll want to consider the capital growth potential (the growth in the property’s value) and rental yield (the income the property will generate from the tenants).

These factors are driven by supply and demand, so try to find a property that will be in high demand by tenants and future potential buyers, with good access to amenities nearby.

Speak to us about our complimentary property market reports, which are loaded with useful information.

Step 4: Get a building and pest inspection done

Trust us when we say building and pest inspections are worth the money. The last thing you want is to discover your investment has a structural issue or termites once it’s all yours.

Step 5: Finalise your finance

Luckily this part is relatively straight forward– we’ll line up with the right investment loan for your specific needs.

Ready to get started?

We’re here to provide expert guidance about investment loans and structuring your finance. Talk to us today!

The information provided is general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. This article does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.